保证汽车保护(GAP)

Are you financing or leasing your car, boat, RV, motorcycle, or ATV? Did you know that if it's “totaled” or stolen, you could face a financial risk that your auto insurance policy may not cover? 保证汽车保护(GAP) coverage protects you against this risk. 

In the event your vehicle is stolen or damaged beyond repair, your primary auto insurance settlement can be less than the balance remaining on your loan or lease. This may create a deficiency balance or a "gap," resulting in a serious financial hardship for you. 

Not only do you need to finance a loan for a replacement vehicle, but you would also have to pay off the deficiency on your current loan. GAP covers the loan balance that your primary insurance carrier did not cover. GAP also covers your primary insurance deductible up to $1,000 (not available in all states). Protection extends for the life of your auto loan, up to 90 months. +, if your payoff balance ends up being less than your GAP coverage, the balance owed to you will be deposited to your savings account.

您车辆的“GAP”是什么? 你可能会对答案感到惊讶!

请拨打1-800-621-2105，分机1

是的，你可以. But you will find GAP rates sold through dealerships much higher in most cases.

Call for Free Quote 1-800-621-2105, ext 1

通常，GAP是由你的 汽车贷款. You may be able to pay the full GAP fee upfront in one payment.

Call for Free Quote 1-800-621-2105, ext 1

GAP Advantage is an add-on to basic GAP protection and gives you further peace of mind. If the vehicle you are now purchasing is ever damaged beyond repair or stolen and not recovered, GAP Advantage额外支付1美元,000 toward the purchase or lease of a replacement vehicle. 

Not only will you receive the difference between the value of your vehicle and its unpaid loan or lease balance, you also get a head start on financing or leasing a new or used replacement vehicle when you refinance or lease through the same financial institution.

Call for Free Quote 1-800-621-2105, ext 1

是的. 作为你财务健康的提供者, 我们想确保你有保险, 不管发生什么事. That’s why we provide loan and asset protection programs, like 保证自动保护 (described on this page). It’s just one more way that we look out for your best interests.

保护你的购买, the following additional programs are available and can be wrapped into your monthly payments:

• 机械故障保护 (MBP), 也被称为延长保修, is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical breakdowns. For the period of time the contract is in effect, you are assured that covered components of your vehicle will be repaired in the event of failure. This includes labor, subject to any applicable deductible. 了解更多.
• 债的保全 protects your credit rating during uncertain and stressful times. Your loan payment will be cancelled or suspended for a period of time without penalty, 添加兴趣, or being reported as delinquent to the credit bureau when a covered event occurs. Covered events include death, disability, involuntary unemployment, family leave and hospitalization. 了解更多.

3个简单的步骤应用

1. 请拨打1-800-621-2105，分机1 开始吧. 已经准备好了: Your government-issued ID (driver’s license, state ID, or passport), Proof of residence, Information on the loan you used to purchase the vehicle, if applicable
2. 接我们的电话 We'll contact you within one business day after you submit your application to go over what documentation we'll need and to answer your questions. 我们还会询问您车辆的价值, 使, 模型, 一年, 里程, and VIN if not provided on the application.
3. 就是这样! - 我们会在短期内通知你 10 工作日. 一旦你的申请被批准, we’ll contact you to sign documents and then you are protected with GAP!